Can I Get a Title Loan on a Car That's More than 10 Years Old?
One question that pops up frequently is how old can your car be to get a title loan. With many title loan companies, a car must not be older than 10 years. Here are the policies of many leading title loan companies.
1 Stop Auto Title Loans
1 Stop Title Loans does not state they have a limit on the age of your vehicle. As an added benefit, the lenders work with you if you still owe money on your car. Title loans are a handy way to get cash for your car that has a clean title and is paid off, but if you still owe money, talk to 1 Stop about a registration loan.
Auto Money Title Loans
Auto Money offers loans of up to $20,000 without a credit check. The company also boasts getting your cash to you within an hour of application. Your car must be paid off, and you need a clear title. Not every vehicle will be eligible for a loan, as policies vary per location. You need to leave an extra key and provide proof of insurance, residence, and income when you apply.
Auto Title Loan USA
Auto Title Loan USA serves Phoenix and surrounding communities and offers loans on vehicles, boats, and ATVs. Loans are based on the condition of your vehicle and the current Kelly Blue Book value. Auto Title Loan USA offers loans of up to $100,000 and works with owners to get a loan on almost any car, regardless of value, age, or make/model.
Express Auto
Express Auto Title Loans extends loans of up to $4,000 for cars built in 1985 and up. You do need to bring a clean title, proof of insurance, paperwork to prove residency, pay stubs, photo ID, and car to the office before the loan is approved. Approval takes less than half an hour once the application is submitted.
PLS Title Loan
Almost any car, classic or current, is eligible for a title loan from PLS Title Loans. To borrow money, you do need a clear title, proof of income, photo ID, and the car for an inspection by a PLS inspector. Borrow up to $4,000 and have the money the same day.
Presto Title Loans
Presto makes it clear that they want people’s business. To do so, the company sets the APR at no more than 61 percent and approve title loans on any car, regardless of age. To get a title loan in Arizona, you need a clear title, photo ID, four references, proof of insurance, and pay stubs. Once the application is processed, you get the money within half an hour.
Southwest Auto Title Loans
Southwest Auto Title Loans provides loans for as much as $50,000. Provide the required documents, including a clear title, and have your cash in less than 30 minutes. Southwest Auto does not base loans on the age of a car, instead it looks at the Blue Book value. You can borrow as much as your car is worth.
Speedy Cash
Speedy Cash provides title loans on cars, motorcycles, and other vehicles. The vehicle must be operational and have a clean title. With title loans with Speedy Cash, borrow up to $25,000. You do need to provide a government-issued photo ID, pay stubs, and car title when you apply.
Texas Car Title & Payday Loan
Borrow $300 to $15,000 with a title loan from Texas Car Title & Payday Loan Services. The lender puts cash in your hands within half an hour of receiving your application. Do bring your car with you so that the company’s appraiser can look it over and come up with a value based on the condition, Blue Book estimate, and any upgrades you’ve made.
Are you looking for the best title loan for your older car? American Title Loans Online is happy to help you secure the best terms and lender. By taking your application and getting lenders to fight over you, you’ll benefit by getting a lower fee, ideal repayment terms, and a loan amount that’s exactly what you want. Apply now and stop stressing over unpaid bills or emergency expenses.